Would you be able to financially support yourself or your loved ones in the event of a cancer diagnosis, heart attack, or stroke?

Discover how affordable critical illness insurance can be and apply online in minutes.

  • Request a Quote

    Provide some basic information to get an INSTANT no-obligation quote. If you choose to apply online, your policy may be issued immediately.

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  • How Much Insurance Would You Like?

    Comprehensive Insurance Result = $ 0.00 per month
    Cancer Only Insurance Result = $ 0.00 per month

Did you know that you are 4 times more likely to suffer a critical illness than die before the age of 65?


Critical illness insurance offers a lump sum payment upon the diagnosis of a chronic or critical illness like cancer, heart attack, or stroke. This coverage provides vital financial assistance to alleviate the burdens faced by you or your loved ones in case you are unable to fulfill the necessary financial obligations due to medical expenses or lifestyle adjustments.

With critical illness insurance you can pay for…

Medical Bills

Critical illness insurance can help cover medical bills and treatments that may not otherwise be covered by a traditional health insurance plan.

Living Expenses

The benefits paid by a critical illness insurance policy can help you and your loved ones maintain a comfortable lifestyle and cover day-to-day living expenses.

Other Expenditures

You have the flexibility to utilize the cash benefit as you deem necessary and for any purpose according to your specific needs and requirements, offering you the freedom to address various financial obligations or challenges that may arise.

Explaining Critical Illness Insurance

With critical illness insurance, you receive a lump sum cash benefit upon diagnosis of a covered illness like cancer, heart attack, stroke, or 13 other illnesses. The money from this policy can be utilized for various purposes, including covering expenses that health insurance may not typically cover, such as transportation costs, accommodation during treatment, or experimental treatments, providing you with financial flexibility during challenging times.

What is a Lump Sum Payment?

critical illness insurance lump sum

With a lump sum payment, you receive the full benefit in a single payment, eliminating concerns about out-of-network costs, prescriptions, travel expenses, lost wages, childcare expenses, and more. This gives you the freedom to use the money according to your specific needs, providing financial flexibility and support precisely when and where you need it most.

Benefits Of Critical Illness Insurance

2 different affordable plan options

You choose your best coverage.

  • Cancer Only Coverage: This coverage provides a benefit payment upon the diagnosis of cancer, ensuring you receive financial support during a challenging time.
  • Comprehensive Coverage: This coverage provides a benefit payment upon the diagnosis of any of 16 different critical illnesses including cancer, heart attack, or stroke. It ensures you have coverage for a wide range of critical illnesses, providing financial support when you need it most. Comprehensive coverage includes:
      • Aorta Surgery
      • Benign Brain Tumor
      • Blindness
      • Full Benefit Cancer
      • Partial Benefit Cancer
      • Coma
      • Coronary Artery Angioplasty
      • Coronary Artery Bypass Grafting (CABG)
      • Deafness
      • End Stage Renal Failure
      • Heart Attack
      • Heart Valve Surgery
      • Major Organ Transplant
      • Permanent Paralysis
      • Severe Burns
      • Stroke

Benefits range from $10,000 to $50,000

You have the flexibility to select the coverage amount that suits your needs. Benefit amounts are available in increments of $5,000, ranging from $10,000 up to $50,000, allowing you to choose the desired level of coverage for your peace of mind.

Online application process

Receive an instant decision on your coverage approval with our convenient online application process. With our streamlined application that typically takes around 5 minutes to complete, you can quickly and easily secure the protection you need, without the hassle of exams or doctor visits. Take the first step towards peace of mind and apply online today.

Covers up to 16 common illnesses

In the United States, cancer, heart attack, and stroke are among the most prevalent critical illness claims. Our comprehensive critical illness policy not only covers these three illnesses but also provides coverage for an additional 13 critical conditions, ensuring you have extensive protection against a wide range of health challenges.

Issue age 18 to age 59

Our critical illness coverage is available for individuals aged 18 to 59, providing a valuable means for them to protect themselves and their loved ones from the potentially devastating financial impact that serious illnesses can have

Reasons To Consider Critical Illness Insurance

Medical bills are reported to be the number one cause of U.S. bankruptcies.

Nearly two million people file for bankruptcy each year as a result of their medical bills.

More than 56 million Americans struggle with medical bills each year.

Your Next Steps

1. Get a quote

This is a great time to get an idea of how much coverage will cost (spoiler alert: it’s probably more affordable than you think). 

2. Apply online in minutes

It’s as simple as selecting the coverage amount and type of plan that aligns with your needs. Answer a few health-related questions to determine your eligibility for coverage and we will provide an instant decision to let you know if you are approved.

3. Start your coverage

That’s it. You’re done. You can celebrate and  enjoy the peace of mind that comes with being protected and embrace the freedom to pursue what matters most to you.

Designed for tomorrow. Available today.

Critical illness insurance. Affordable and comprehensive.

Apply online and get covered today!