Financial protection you need at a price you can afford
Our Critical Illness insurance product is offered as two plans, with varying levels of coverage depending on your needs and budget:
Comprehensive Critical Illness, including cancer
Cancer only coverage
What is Critical Illness Insurance?
What can the coverage benifits be used for?
With the benefit paid as one lump sum, you can use the money for any expense you desire. Most commonly people use their cash benefit to help with their ongoing medical expenses, cover deductibles, and fill the gaps for the things your standard health insurance may not cover. You can also use the money for things like paying off debt, covering home expenses, paying tuition, etc.
Am I eligible?
Our critical illness coverage is available for individuals aged 18 to 59. Our simple online application process will determine your eligibility right away. If accepted, your policy will be instantly issued. To ensure eligibility for benefit payment, you must have coverage in place prior to the diagnosis of cancer or the occurrence of any covered critical illness. Having the policy active beforehand is a prerequisite for receiving the intended benefits.
How do I apply?
Start by providing some basic information in our “Request a Quote” form to begin the application process. Once started, answer a few health-related questions to determine your eligibility for coverage and we will provide an instant decision to let you know if you are approved.
Comprehensive Coverage Includes:
• Aorta Surgery
• Benign Brain Tumor
• Full Benefit Cancer
• Partial Benefit Cancer
• Coronary Artery Angioplasty
• Coronary Artery Bypass Grafting (CABG)
• End Stage Renal Failure
• Heart Attack
• Heart Valve Surgery
• Major Organ Transplant
• Permanent Paralysis
• Severe Burns