Frequently Asked Questions

See below for our most commonly asked questions. If you don’t see the answer to your question feel free to ask us your question below. 

General Questions

What makes USAlliance different from other companies?

We are midwestern in our values and service. USAlliance provides a streamlined application process that is fast, simple, and easy. We allow you to customize your plan for your needs, with many options available for you.

If I have a question, who do I contact?

Our service team is available to answer all of your questions! We are here for you. Our team can be reached at 1-866-953-4675 or service@usalliancelife.com. We are never more than a phone call or email away.

I prefer to meet in person when making financial decisions. Is that something you offer?

Absolutely! We will meet with you in person at your home, business, or a place of your choosing. You can give us a call at 1-866-953-4675 or email us at service@usalliancelife.com to set an appointment.

Does USAlliance sell customer information to marketing companies?

No. We do not sell or share any of our customer’s information.

About Our Insurance

What is life insurance?

Life insurance is an easy, affordable, and dependable way to help protect financially the people you love. You make payments to USAlliance and if you pass away, your loved ones receive a lump sum payment from USAlliance for the face amount of your policy.

What is pre-need insurance?

Pre-need funeral insurance is a unique product designed to fund a funeral service agreement between you and the funeral home of your choice. When the time comes and the funeral home has provided its services, the funds are paid directly to the funeral home for expenses.

What is income insurance (Annuity)?

Income insurance, often referred to as an annuity, protects you from the risk of outliving your income. USAlliance annuities have a guaranteed rate of return allowing you to plan for your retirement. Annuities pay out a fixed series of payments to you to maintain the lifestyle you have built.

What is critical illness insurance?

Critical illness insurance provides a lump sum cash benefit upon diagnosis of a specified illness, such as cancer, heart attack, stroke, or 13 other illnesses. You can use funds from a critical illness policy for any purpose, such as to help pay for things that health insurance may not, such as transportation expenses, lodging during treatment, or experimental treatments.

What is group insurance?

Group insurance helps you to protect, recruit, and retain your business’s most valuable asset - your employees. USAlliance group coverages include life insurance, critical illness insurance, short-term disability insurance, and long-term disability insurance.

Not sure what insurance you need?

Have a Different Question?

Message us anytime

Or call — 1-866-953-4675

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USAlliance life insurance, starting at less than $10/mo.
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