We’ve Got You Covered In Sickness And Health

Our critical illness insurance is designed to be one of the most affordable and comprehensive in the nation.

critical illness insurance

Explaining Critical Illness Insurance

Critical illness insurance provides a lump sum cash benefit upon diagnosis of a specified illness, such as cancer, heart attack, stroke, or 13 other illnesses. You can use funds from a critical illness policy for any purpose, such as to help pay for things that health insurance may not, such as transportation expenses, lodging during treatment, or experimental treatments.

What is a Lump Sum Payment?

critical illness insurance lump sum

With a lump sum benefit you won’t have to stress over out-of-network costs, prescriptions, travel expenses, lost wages, child care costs, etc. You receive the full benefit in one payment. You use the money when and where you need it most.

Benefits Of USAlliance Critical Illness Insurance

3 different affordable plan options

You choose your best coverage.

  • Plan A Covers: Cancer.
  • Plan B Covers: Plan A plus heart attack, stroke, kidney failure, major organ transplant, coronary artery bypass graft, and angioplasty.
  • Plan C Covers: Plan B plus aortic surgery, benign brain tumor, blindness, coma, deafness, paralysis, severe burn, and heart valve repair.

Benefits range from $5,000 to $50,000

Choose the amount of coverage that is right for you. Benefit amounts are offered in $5,000 increments ($5,000, $10,000, $15,000, all the way up to $50,000).

Simple application process

  • In person and contactless application options available.
  • Basic health questions asked.
family critical illness insurance

Covers up to 16 common illnesses

Heart attack, cancer, kidney failure, and stroke are the 4 most common critical illness claims in the United States. Our critical illness policy can cover those illnesses and 12 more.

Issue age 18 to age 70

Young, middle-aged, and retirement-aged individuals all can apply for critical illness coverage.

Want even more in-depth information about our critical illness policy?

Reasons To Consider USAlliance Critical Illness Insurance

Medical bills are reported to be the number one cause of U.S. bankruptcies.

Nearly two million people file for bankruptcy each year as a result of their medical bills.

More than 56 million Americans struggle with medical bills each year.

Your Next Steps

1. Get a quote

This is a great time to get an idea of how much coverage will cost (spoiler alert: it’s probably more affordable than you think). Our team is ready to help.

2. Apply in minutes

After you receive your quote, we are ready to help. Our team will ask you some very simple questions to complete your application. Our goal is to get you the coverage you need in the fastest and easiest way possible.

3. Start your coverage

That’s it. You’re done. You can celebrate and focus on your life’s priorities knowing that you are covered and have a direct line to your team. At USAlliance, we strive to be there to help you through the process of getting the coverage you need and your family deserves.  

Designed for tomorrow. Available today.

USAlliance critical illness insurance. Affordable and comprehensive.

We can help. learn how.

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