Get a Pre-Need Quote
Looking for coverage for yourself, a family member or your employees? Whether you are just curious or know exactly what you want, USAlliance is here to answer all of your questions. We’ll provide fast and easy-to-understand quotes designed for you!
Pre Need Insurance Frequently Asked Questions
Are policies transferable?
Funds set aside in a USAlliance pre-need policy can be assigned to the funeral provider of your choice. If your situation changes and you decide to change funeral providers, you are free to do so. You are in control.
Does the policy grow over time?
Once funds have been set aside in a pre-need policy with USAlliance, the policy will grow to help offset the rising cost of funerals.
Are payment plans available?
We offer payment plans for 3, 5, or 10 years. Our goal is to give you peace of mind within your budget.
Is a medical exam required?
No medical exam is required.
Are there health questions?
Answers to the health questions only affect the benefit amount within the first 30 months of a multi-premium policy.
Will premiums ever increase?
Once an application has been accepted, policy premiums will not increase as long as premiums are paid on time.
What if I’m going on Medicaid?
When irrevocably assigned to the funeral home of your choice, your funds will be protected if you need to apply for state assistance (subject to state law).
Can my policy be denied?
No, as long as premiums are paid, your policy will be issued no matter what health conditions you have.