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With a one-time payment of $200 or $400, you can secure $10,000 or $20,000 in life insurance coverage for your child or grandchild until they turn 25 years old, eliminating any monthly bills or annual fees.
- One Simple Payment, One Powerful Gift – Make a single payment per child, ensuring them years of peace of mind.
- No Exams. No Hassle. – Just a few simple questions, and you’re finished.
- For Every Stage of Childhood – Available for children from birth to age 16.
- Built for Their Future – At age 25, they can upgrade to lifetime coverage and double the coverage amount to $20,000 or $40,000, regardless of their health status.
- Apply Online – Receive an immediate decision on approval and begin coverage today.
Why Choose Children’s Life Insurance?
One Payment. Years of Protection, Peace of Mind, and Possibility.
This isn’t just protection; it’s a powerful gift that nurtures your child’s future in ways that toys and gadgets never could.
It’s a meaningful gesture that gently communicates: “I believe in you, and I’m planning for you.”
Whether life brings milestones, memories, or unexpected moments, this coverage provides a solid foundation of security they’ll carry with them.
And unlike gifts they’ll outgrow, this one evolves with them—into something even more valuable over time.
Why Choose Children’s Life Insurance?
One Payment. Years of Protection, Peace of Mind, and Possibility.
This isn’t just protection; it’s a powerful gift that nurtures your child’s future in ways that toys and gadgets never could.
It’s a meaningful gesture that gently communicates: “I believe in you, and I’m planning for you.”
Whether life brings milestones, memories, or unexpected moments, this coverage provides a solid foundation of security they’ll carry with them.
And unlike gifts they’ll outgrow, this one evolves with them—into something even more valuable over time.
A Promise That Lasts
One-Time Premium Payment
- $200 provides $10,000 in coverage.
- $400 provides $20,000 in coverage.
No monthly premiums. No annual payments. No hidden fees.
Covers Ages 0–16
You can purchase this policy for your child or grandchild anytime between birth and age 16. It’s never too early—or too late—to give a gift that truly matters.
Guaranteed Coverage Through Age 25
This policy remains in effect during the most crucial years—from early beginnings to big dreams. When they turn 25, they will have a guaranteed opportunity to convert the policy into permanent life insurance, doubling the coverage to $20,000 or $40,000 without any medical questions and regardless of health status.
You’re not just covering their present—you’re providing them with a strong foundation for their future.
How It Works – Three Simple Steps
You can accomplish this today in just a few minutes. Here’s how:
1. Choose Your Coverage
Select $10,000 or $20,000 of coverage for your child or grandchild.
2. Apply Online
Fast, secure application—no medical exam required and only a few easy questions to answer.
3️. Obtain Coverage Today
Once approved, make your one-time payment, and your coverage will begin immediately.
One Payment. A Lifetime of Value.
Complete your application online in just a few minutes and make a one-time payment to secure your coverage today.
No monthly premiums. No hassle. It’s a smart choice for your child’s or grandchild’s future.
What is Children’s Life Insurance?
As a parent or grandparent, you do everything possible to care for your child—from keeping them safe and warm to preparing them for the future. Children’s term life insurance offers a straightforward and meaningful way to provide them with an added layer of love and protection.
This isn’t just a policy—it’s a promise. A promise that conveys, “No matter what, I’ve prepared for your future.” With one affordable, one-time payment, you can secure valuable coverage for your child or grandchild until age 25—and even open the door to lifelong protection.
Why Choose Children’s Life Insurance?
There’s nothing more comforting than knowing your child is safe. If the unthinkable occurs, this policy offers peace of mind during life’s most cherished years. However, its value doesn’t end there.
When your child turns 25, they will have the guaranteed option to convert the policy into permanent coverage—no medical exam necessary. They can even double the coverage amount at that time, ensuring their future is supported, no matter where life leads them.
It’s more than protection; it’s an act of love, a wise financial decision, and a legacy all rolled into one.
One Simple Payment
This policy is both straightforward and meaningful.
- $200 = $10,000 of coverage
- $400 = $20,000 of coverage
No monthly payments, no annual bills—just a single payment per child for years of worry-free peace of mind.
Designed for children aged 0–16, this can be given at any stage of their early lives. Whether they are new to the world or preparing for high school, it’s never too early—or too late—to plan ahead.
When your child turns 25, they will have the guaranteed option to convert the policy into permanent coverage—no medical exam necessary. They can even double the coverage amount at that time, ensuring their future is supported, no matter where life leads them.
It’s more than protection; it’s an act of love, a wise financial decision, and a legacy all rolled into one.
How Long Does the Coverage Last?
Coverage remains effective until your child’s 25th birthday. This means protection during significant life milestones—from their first steps to their first job.
When they turn 25, the journey doesn’t end. They will have a guaranteed right to convert the policy to permanent coverage—even if their health has changed. Through this conversion, they can double the coverage amount to either $20,000 or $40,000 and build cash value over time, all without any medical questions or exams.
What Does "Convert the Policy" Mean?
Converting the policy means changing their coverage into a whole life insurance policy—coverage that lasts a lifetime. It provides your child the option to accept this early gift and carry it into adulthood, with increased coverage and the added benefit of cash value growth.
It offers a head start on financial planning, accessible to them without a medical exam or underwriting barriers—simply because you cared enough to provide it to them now.
How Do I Apply?
It’s extremely easy—you can complete everything online in only a few minutes.
Answer a few simple questions—no medical exam needed.
Get an instant decision.
Make your one-time payment.
Coverage starts right away once approved.
This is more than just insurance. It’s a gift that conveys, “I believe in your future.”
Apply online today and take a small step that could mean everything for the child you care about.