USAlliance Critical Illness Insurance Overview

What is USAlliance Critical Illness Insurance?

Critical illness insurance provides a lump sum cash benefit upon diagnosis of a specified illness, such as cancer, heart attack, stroke, or 13 other illnesses. You can use funds from a critical illness policy for any purpose, such as to help pay for things that health insurance may not, such as transportation expenses, lodging during treatment, or experimental treatments.

You Decide Where, When, and How to Spend Your Critical Illness Benefit

Our critical illness policy provides you with a lump sum benefit up to $50,000. This allows you the freedom to choose where, when, and how to use it. The benefit can go toward paying off your health insurance deductible, out-of-network costs, prescriptions, travel expenses, lost wages, child care costs, and other costs for which you are feeling the financial pinch during a time when your health should be your main priority.

Choose How Much Coverage is Right for You

We offer you coverage amounts from $5,000 up to $50,000 in a one-time, lump-sum benefit. You choose how many illnesses you want covered with 3 different plan options.

  • Plan A Covers: Cancer.
  • Plan B Covers: Plan A plus heart attack, stroke, kidney failure, major organ transplant, coronary artery bypass graft, and angioplasty.
  • Plan C Covers: Plan B plus aortic surgery, benign brain tumor, blindness, coma, deafness, paralysis, severe burn, and heart valve repair.

Flexible Premium Payment Options

  • You have the choice between monthly or annual payments.
  • You can even pay by automatic withdrawals from your financial institution.

Employee Benefits

An employer can offer our critical illness policies to their employees. Many companies offer this policy as part of a benefits to recruit and retain the best employees for their business. Our payroll deduction option makes this even better.

Simple Quote, Simple Application

We can provide you a quick and accurate quote so you can see how truly affordable a critical illness policy is. The application process can be completed in minutes with only basic health questions asked.

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