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Income Insurance Frequently Asked Questions

What is an annuity?

An annuity, or income insurance, pays out a fixed series of income payments to an individual, usually as an income stream for retirees. Annuities are most often bought for future retirement income and can pay an income that can be guaranteed to last as long as you live.

What happens to my money if I die before I draw income?

Any funds will be designated to a beneficiary of your choice. You have the opportunity to select a beneficiary during the initial application and can change your beneficiary at any time.

Why choose USAlliance?

With our American Annuity Series™ of products, we can offer a safe alternative to today’s markets and help support your financial goals in retirement.  Our team has extensive experience in the insurance industry, so you can rest assured that we’re the neighbor you can trust with your financial needs.