Children’s Term Life Insurance from USAlliance

Legacy Juvenile Series™

What is Children’s Term Life Insurance?

Children’s term life insurance is an investment in your child’s future. As parents and grandparents, we focus on providing love, food, shelter, and security to our children and grandchildren. As we do everything in our power to build a brighter future, let’s give them a life insurance policy – this is a terrific gift that can give your children and grandchildren a financial head start they need in their journey through life.

Why Buy Children’s Term Life Insurance Policies?

Is there a better time for peace of mind knowing that your children are covered through their 25th birthday should the unthinkable occur? As your child or grandchild becomes an adult, you can convert the policy to provide lifelong protection with no questions asked, double the coverage, and build cash value. 

Single Premium Payment

Our children’s term life insurance policy is available with only a single premium payment. Regardless of your child or grandchild’s age, a $10,000 policy is $200 and a $20,000 policy is $400. You can rest better knowing you have planned for the child’s future, and you’re helping protect it. Our children’s life insurance policy can be written from birth to the age of 16.

How Long Does the Policy Last?

Your policy will cover children through the age of 25. The policy can then be converted to a permanent policy regardless of any medical issues. This converted coverage not only provides permanent coverage but also builds cash value in the policy.

What is a Converted Policy?

Converting a children’s life insurance policy means you can convert the children’s policy into a whole life policy that can increase the coverage to double the original face amount without a medical exam! 

Easy Application Process

Our application has few medical questions. No medical exam is required. Once we receive the application, we will process it quickly. We are able to issue an approved policy in days. We can help. Learn how.