USAlliance Annuity Overview
What is an Annuity?
An annuity pays out a fixed series of income payments to an individual, usually as an income stream for retirees. Annuities are most often bought for future retirement income and can pay an income that can be guaranteed to last as long as you live.
American Annuity Series™
Part of protecting yourself and your family is not just being prepared for the unexpected, but also safeguarding and leveraging your investments. Our fixed-deferred annuity provides a safer alternative to today’s unpredictable and volatile equity markets and a good supplement to retirement savings. You are guaranteed income, because both the principal and interest are protected, and you can choose from flexible funding and settlement options. Most importantly, your annuity grows on a tax-deferred basis.
Why Choose USAlliance?
With our American Annuity Series™ of products, we can offer a safe alternative to today’s markets and help support your financial goals in retirement. Our team has extensive experience in the insurance industry, so you can rest assured that we’re the neighbor you can trust with your financial needs.
Deposit Options
Deposit $25,000 & Up
• Current Interest Rate: 2.25%
• Guaranteed Interest Rate: 1.00%
• Minimum Additional Deposit: $250
Deposit $10,000 – $24,999
• Current Interest Rate: 2.00%
• Guaranteed Interest Rate: 1.00%
• Minimum Additional Deposit: $250
Other Annuity Features
- Fixed rate of return*
- Qualified and non-qualified plans available
- Rollovers available
- Limited surrender charge period
- Guaranteed minimum interest rate
- Competitive rate of return
- 10% annual free withdrawal after first year
- 5-year rate guarantee**
*Certain limitations apply
**The 5-year initial rate guarantee is by company practice
Application Process
• Simple & easy application
• No lengthy forms or unneeded questions
• Issued quickly, begin earning interest immediately
Getting Set Up is Simple and Affordable
Start your annuity today. We can help. Learn how.